V&V Wood Crafts

The Good Neighbor Association

I have been writing around this idea for a long time. Slowly organizing and attempting various versions of different parts. It’s led to a handful of useful accounting sheets, and plenty of life lessons. Now I’m using ChatGPT to help refine and continue to organize it all into something useful for others.

GNA: Ledger and owner split calculations

Journal entry: Friday 3/12/2021

GNA: ledger & owner split calculations

-Crypto vs individual stocks, vs index (which one. Webull vs Robin hood vs Blockfi vs other.

-Ledger that tracks interest & appreciation growth & split (yearly, monthly, daily, retro sing county). Also calculate Houstorians equity share transition over time. All stakes move proportional to % share; resident houstorian makes it to 30,000 of 100,000 or 30%, prior Houstorians at 70% and 30% respectively. Resident Houstorian 12 year to get $30,000 equity (2% appreciation/ year est) = 126,000. Repair interest gained should have been splitting prior, so only need to figure out split of appreciation & new owner splits. Maybe resident appreciation is tracked like interest gain (maybe yearly vs daily), used for direct investment/ principal payment, but at new appreciated value (gain appreciation = to current equity stake).

-Resident amortized pay, interest share, appreciation share all calculate/ tracked daily? Most fair way to see final invested $. New ownership mix based on current full value. New total with interest & left over repair fund & appreciation + 40,000/126,000 or 32%. 70% prior houstorian: 88,200-28,000=60,200. 60,200/126,000= 48%. 30% prior houstorian: 37,800-12,000=25,800. 25,800/126,000=20%


Daniel HankinsComment